A new reality for central banks?
Ariel Bezalel and Harry Richards expect central banks to become more concerned about slowing growth, and they see opportunities for fixed income investors.
Central banks, guided as they are by their main roles of managing inflation and unemployment, are having their policy action dictated by two of the most lagging economic indicators it is possible to find. It is the equivalent of driving a car while looking in the rear-view mirror. But if we look forward out the windscreen, there are a range of leading indicators pointing towards recession.
Year over year growth in money supply (the measure known as M2) in the US is deeply negative, deeper than at any time since the 1930s in fact, and this historically has been strongly associated with recessions. The excess savings which have supported consumption for the past couple of years have now been virtually exhausted, elevated mortgage rates are leading to housing market stagnation, while the S&P 500 has seen negative earnings for two consecutive quarters and CEOs therefore might think hard about their cost base, with the obvious implications for unemployment.
Soft landing – wishful thinking?
Remarks from Fed Chair Jerome Powell at the Jackson Hole Symposium in August did not provide new information to market participants. Powell recognized progress made so far on reducing inflation, but as expected highlighted that the task is not complete.
Developed markets central banks are still fairly dependent on economic data, but looking at emerging markets we already see some rate cuts. Brazil and Chile have started their rate cutting cycle as have Hungary and Poland. These are the same central banks that anticipated the rate hiking cycle two years ago and might thus be a good leading indicator for the path that developed markets might follow in the coming quarters
Fixed income opportunities
The investment opportunity, as we see it, is an enticing one. As we come off the back of one of the worst bond market sell-offs in history, valuations especially in government bonds have gone from expensive to cheap in our opinion. Away from the world of government bonds, our economic outlook means we have been getting more cautious on credit in aggregate. Credit markets, led by the high yield bond market, have continued to perform pretty well, but they are not yet pricing in the economic slowdown that we foresee. But that doesn’t mean credit is without opportunities! However, our preference is for the more defensive sectors, including bonds with secured structures and bonds with shorter maturities or nearer term call dates. It is also fair to say that the last quarters have seen more meaningful differences in market segments, with the lower quality portion of the European credit market meaningfully underperforming and pricing in a more bearish economic outlook vs comparable segments of the US market.
Flexible portfolio
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